Democratic Republic of the Congo Global Financial Inclusion (Global Findex) Database 2011

Short Name: 
COD Global Findex 2011 

Well-functioning financial systems serve a vital purpose, offering savings, credit, payment, and risk management products to people with a wide range of needs. Yet until now little had been known about the global reach of the financial sector - the extent of financial inclusion and the degree to which such groups as the poor, women, and youth are excluded from formal financial systems. Systematic indicators of the use of different financial services had been lacking for most economies.

The Global Financial Inclusion (Global Findex) database provides such indicators. This database contains the first round of Global Findex indicators, measuring how adults in 148 economies save, borrow, make payments, and manage risk. The data set can be used to track the effects of financial inclusion policies globally and develop a deeper and more nuanced understanding of how people around the world manage their day-to-day finances. By making it possible to identify segments of the population excluded from the formal financial sector, the data can help policy makers prioritize reforms and design new policies.

The Democratic Republic of the Congo (DRC) portion of the Global Findex survey excludes North and South Kivu, Ituri, and Haut-Uele because of security risks. The excluded area represents approximately 20% of the total adult population.

Surveys were conducted face-to-face. The first stage of sampling is the identification of primary sampling units, consisting of clusters of households. The primary sampling units are stratified by population size, geography, or both, and clustering is achieved through one or more stages of sampling. Where population information is available, sample selection is based on probabilities proportional to population size; otherwise, simple random sampling is used. Random route procedures are used to selected sampled households. Unless an outright refusal occurs, interviewers make up to three attempts to survey the sampled household. If an interview cannot be obtained at the initial sampled household, a simple substitution method is used. Respondents are randomly selected within the selected households by means of the Kish grid.

The sample size in the DRC was 1,000 individuals.

Source / Citation: 
Demirguc-Kunt, Asli and L. Klapper. 2012. "Measuring Financial Inclusion: The Global Findex." Policy Research Working Paper 6025, World Bank, Washington, D.C. 
First released on: 
12 Nov, 2012 
Last version on: 
12 Nov, 2012 
Use Policy: 
May not be distributed to non AGRODEP Network Members. 
Download information: 

Prior to downloading Global Findex datasets, a request must be made through the World Bank.  The request form is located here.